Choosing to get advice from a Mortgage Adviser or Broker means that the advice you receive will be on YOUR situation, not Joe Bloggs.  Mortgage Advisers don’t work for one particular lender which means they have access to a whole host of options, because no two mortgages are ever the same. By having so many options available to you, more lenders will be competing for your business and so that means there is more potential for you to save your hard-earned money. What’s more, they don’t just have access to banks, they also can go to specialist and non-bank lenders too.

Mortgage Advisers are also experts in their field, they have to be registered with the Finance Conduct Authority and also hold a relevant qualification, such as CeMAP. This means that they know all there is to know about mortgages and related products. They understand better than anyone, the market conditions, interest rates, potential pitfalls and hazards, as well as the right options for your circumstances.

They spend time getting to know you and understanding your circumstances and can help to work out exactly how much you can borrow, which is particularly helpful if your self-employed, or have a complex situation – It’s FAR more accurate than a mortgage calculator.

If you’ve ever tried to search for car insurance, or your electricity tariff, you’ll know it’s not the easiest of things. It’s pretty time consuming, it’s full of jargon and it can be stressful, and the same can be said if you are looking for a new mortgage or related product.

But it doesn’t have to be.

By working with a mortgage adviser, they take away all the above stress, jargon busting and time consuming stuff. They’ll get all the information they need, go away and then present to you; your best options. You’ll only have to fill in one application form and only have to speak to one person and so, you can spend more time with your family, doing the things you love.

Your mortgage adviser will spend time building a relationship with you, because the service doesn’t just stop once your mortgage is found. Your advisor will touch base with you to review your circumstances, and step in to help negotiate when your fixed rate is due for renewal, or let you know your insurance is due to renew. Gone are the days when you have to stay with the same provider for decades, or just because they also provide you with a current account.  Your life changes, so should your finance provider.

Ready to start the search for your next mortgage? Why not get in touch with us, to find out more about how we can support you. Contact us. 

Your home may be repossessed if you do not keep up repayments on your mortgage.